Valuable Advice from Amara Al Amir
Regarding carrying money and wallets on shows, fraud and credit card theft.
As a Dancer you generally carry your pocketbook with your wallet with cash, drivers license and credit cards, etc.
#1 Don't
Leave all home except for $20 and a copy of your important papers like your drivers license, insurance card and registration. If necessary, one credit card or bank card for emergencies.
If traveling by car, leave your pocketbook in the car, again not all your wallet contents and papers, what if your car got stolen. I once did a big show at the UN and 2 of the girls were traveling with their entire costume collection in a station wagon. After the show, they went to a nightclub to celebrate and their car was stolen.
Anyway, if you do not have a car, then hide your few emergency dollars and papers in a sock in your dance bag. If in a restaurant, then ask the bartender to hold behind the bar or lock the dressing room door,
Never leave it in an open bathroom where sometimes you are forced to change into your costume.
If in a bedroom of a private home, then bring it to the room you are dancing in to watch.
If in a catering hall, ask the manager to lock the dressing room or office door where you change.
Or ask someone you trust to hold it for you. Many times the money you just made gets stolen in between shows.
Just be extra careful.
Read
this and make a copy for your files in case you need to refer to it someday.
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Subject: An Attorney's Advice
Maybe we should all take some of his advice!
A corporate attorney sent the following out to the employees in his
company:
o The next time you order checks have only your initials (instead of
first name) and last name put on them.
o If someone takes your check book they will not know if you sign your
checks with just your initials or your first name but your bank will know how
you sign your checks.
o When you are writing checks to pay on your credit card accounts, DO
NOT put the complete account number on the "For" line. Instead, just
put the last four numbers. The credit card company knows the rest of the number
and anyone
who might be handling your check as it passes through all the check processing
channels won't have access to it.
o Put your work phone # on your checks instead of your home phone. If
you have a PO Box use that instead of your home address. If you do not have a PO
Box use your work address.
o Never have your SS# printed on your checks (DUH!)
you can add it if it is necessary. But if you have it printed, anyone can get
it.
o Place the contents of your wallet on a photocopy machine, do both
sides of each license, credit card, etc., You will know what you had in your
wallet and all of the account numbers and phone numbers to call and cancel.
o Keep the photocopy in a safe place. I also carry a photocopy of my
passport when I travel either here or abroad.
o We've all heard horror stories about fraud that's committed on us in
stealing a name, address, Social Security number, credit cards, etc.
Unfortunately I, an attorney, have firsthand knowledge because my
wallet was stolen last month. Within a week, the thieve(s) ordered an expensive
monthly cell phone package, applied for a VISA credit card, had a credit line
approved to buy a Gateway computer, received a PIN number from DMV to change my
driving record information online, and more.
But here's some critical information to limit the damage in case this
happens to you or someone you know:
We have been told we should cancel our credit cards immediately.
But the key is having the toll free numbers and your card numbers handy so you
know whom to call. Keep those where you can find them easily.
o File a police report immediately in the jurisdiction where it
was stolen, this proves to credit providers you were diligent, and is a first
step toward an investigation (if there ever is one).
But here's what is perhaps most important: (I never even thought to do
this).
Call the three national credit reporting organizations
immediately to place a fraud alert on your name and Social Security number. I
had never heard of doing that until advised by a bank that called to tell me an
application for
credit was made over the Internet in my name.
The alert means any company that checks your credit knows your
information was stolen and they have to contact you by phone to authorize new
credit.
By the time I was advised to do this, almost two weeks after the
theft, all the damage had been done.
There are records of all the credit checks initiated by the thieves'
purchases, none of which I knew about before placing the alert.
Since then, no additional damage has been done, and the thieves threw my wallet
away this weekend.(someone turned it in). It seems to have stopped them in their
tracks.
The numbers are:
Equifax: 1-800-525-6285
Experian (formerly TRW): 1-888-397-3742
Trans Union: 1-800-680-7289
Social Security Administration (fraud line): 1-800-269-0271